Ye Sika Tips

In short, Ghana hard chaley! 😤   Design by freepik Lack of job opportunities, unstable markets, and the constant pressure to provide for ourselves and our loved ones makes it feel like it impossible to save and build towards financial freedom. But despite all this obstacles, this is the perfect time to build wealth. Not next month or next year, it's Now. The world is moving very fast, and it’s changing day in day out. We just need the right tools to save and build wealth over time. With the available of technology and innovation taking center stage,there tools at our disposal we can to save.  From apps to online platforms, hundreds of Ghanaians like myself are saving, and building wealth right from our smartphones. Disclaimer: These are my personal opinions, and what works for me may not work for me. I’m sharing them with you because I believe they can have help you to make a positive impact on your financial. This is NOT financial advice. On that note, here are my ...

Let’s be real here and I also bear witness that living in Ghana on GH₵1000 a month isn’t an easy thing to do. Whether you’re living in Accra, Kumasi, Tamale, Takoradi, as usual prices keep rising high, and salaries barely increase for worker.  Because of this problems we can't say we won't be a little creative and smart in planning, all in the name of you are on a tight budget. I will breaks down realistic ways to help you manage your GH₵1000 monthly, especially for students, young workers, or anyone trying to start life. Table Of Contents 1. Know Exactly Where All Your Money Is Going To. Most people think they know where all their money is go to but they actually don't know. For  before I even touch my wallet I write down my expenses to know exactly where each cides is going. Because you will be surprised  that GH₵10 sobolo you buy every day adds up to GH₵300 a month. Example: Here is a sample breakdown of my GH₵1000: - Rent: GH₵200   - Utilities : GH₵1...